Guide to a Winning Accident Compensation Claim

By Diana Joseph

Richard had an accident at work and sustained a serious wrist injury on his right hand. He thought nothing of it as he went about getting the required medical assistance. It never occurred to him that since the injury happened at work, his employer is required by law to have employee insurance and pay him accident compensation.

Most of us do not know anything about making compensation claims for personal injury following an accident at work. How many of us know that if we suffer an injury at work, we are entitled to claim compensation from our employer? Read on to understand the basics of an accident compensation claim.

Accident Compensation Factors

Accident compensation that you can claim is essentially made up of three key elements:

� Trauma and Pain: All trauma and pain resulting from the physical or psychological injuries that the accident caused to you, entitles you to compensation from your employers' insurance providers.

� Financial Loss: Your injuries would have set you back monetarily in terms of medical and related expenses and lost income. You are entitled to claim compensation for all these losses. You also have a right to claim interest on the same. The interest rate that you qualify for will vary as per the nature of the losses you have suffered.

� Legal Expenses: If your personal injury claim is worth more than ฃ1000, you can automatically also claim your legal expenses while claiming accident compensation.

Filing Winning Accident Compensation Claims

To qualify for accident compensation, you have to prove that your employer's negligence was responsible for your accident at work. An experienced personal injury claims lawyer is the best ally to have on your side when going about this process. He knows how to prove your employer's responsibility for your accident at work.

An experienced injury claims lawyer will know that he has full right to access your employer's records concerning your accident including the accident book entries and reports, and the Health and Safety Executive reports. There are other documents your lawyer will ask to see and these can all be used as evidence to prove your employer's responsibility for the accident.

Diana Joseph has an in-depth knowledge in dealing with in injury claims. She has written numerous articles on injury claims issues, particularly those involving car accident and other topics of claims. Start your claim now.